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This study aims to expand the theory of planned behaviour (TPB) to understand determinants of financial inclusion participation behaviour through the mediating effect of Islamic finance product (IFP) adoption.

A quantitative research design was deployed using primary data from a survey conducted within the Muslim-dominated regions in Nigeria, which was analysed using partial least squares structural equation modelling.

It was found that the original TPB variables, attitude, subjective norms, perceived behavioural control (PBC) and behavioural intention have strong positive influences on financial inclusion participation behaviour, however, among the new variables, government support and IFPs adoption directly influence, while awareness and access to banking and digital channels were not. Furthermore, IFPs adoption significantly mediates the relationship between attitude, behavioural intention, government support and access to banking and digital channels and financial inclusion participation, but it failed to mediate that of subjective norms, PBC and awareness.

These findings imply the need to establish more Islamic financial institutions or conventional banks to introduce IFPs in Muslim-dominated regions in Nigeria, as such products are desirable in expanding financial inclusion. While such is being pursued, policymaking bodies responsible for financial inclusion should design appropriate programmes to create awareness of IFPs for expanding financial inclusion.

To the best of the authors’ knowledge, this study could be the first to expand the TPB by integrating IFP adoption as a mediator within the context of financial inclusion participation as well as the incorporation of awareness, government support and access to banking and digital channels as additional variables.

This paper aims to evaluate the students’ perception of their learning experiences concerning serious gaming and gamification instructions and determines whether they were motivated enough and engaged during the educative process in a resource-poor context. Moreover, the study evaluated the impact of interactive instructional environment outcomes in terms of students’ perceptions of the learning catalysed by gamified systems, particularly in enhancing attitude change coupled with knowledge acquisition.

This study used a qualitative research design technique to collect the data. A total of 108 first year secondary school students participated in a sexual health literacy course that lasted for a five-week learning period. Using a cluster-sampling technique, three classes were randomly assigned to serious gaming, gamification and teacher-centred instructions. Individual face-to-face interviews were used to assess students’ perceives required satisfaction with three instructions. Data were audio-recorded, and coding analysis was used using NVivo software facilitated qualitative data analysis.

The results show that serious gaming and gamification instructions trumped the traditional teacher-centred instruction method. While intervention students were all positive about the serious gaming and gamification instructions, non-intervention students were negative about conservative teacher-centered learning whose limited interactivity also undermined learning relative to the two innovative interventions.

As a justification to limit face-to-face classes, this study may be useful during an emergency phenomenon, including the current situation of amid COVID-19. The implementation of serious gaming and gamification as remotely instructional options could be among the measures to protect educational communities through reducing close-proximity, and eventually, control contamination and the spread of viruses.

The application of serious gaming and game elements should not be conceptualised as universal but context-specific. This study shows that particularism is essential to optimise the results in terms of coming up with a specific design based on the scope of evaluation for positive results and develop an intervention that will work, especially in the resource-poor context of the developing world.

This paper investigates the causative relation between information complexity and construction quality. The objectives are to identify the challenges faced in the communication of information and data on construction projects and determine how these barriers influence quality performance of a project.

Limitations in the literature on information seeking, coupled with the utilization of Theory of Motivated Information Management as a response led to the development of research problem statement. Through comprehensive review of literature published between the years 2005–2019, the paper first identified barriers of information communication in the industry and key performance indicators of construction quality, followed by content analyses to rank and screen out the least important variables. This paved the way for quantitative and qualitative analyses through 180 structured questionnaires and 11 expert opinion sessions that respectively led to the use of systems thinking approach to establish causality.

The study finds ineffective communication, unclear details, changes in contract, information delays, unpleasant relationships between stakeholders and project complexity as the most critical factors causing information complexity in a construction project. These factors cause a reduction in quality performance of a project through increased rework and decreased implementation of total quality management.

The study will assist project managers to diagnose quality-related issues in their projects, trace them back to the challenges and barriers of information communication and then make policy/strategic interventions to reduce such issues through improved information flow.

Majority of the studies in this field of work have identified the effects of ineffective information flow on overall project performance, but very few have focused specifically on the quality of construction projects.

The purpose of this paper is to show the extent of desertification and land degradation as threat to sustainable environmental, agricultural and land development in the Sahel of Nigeria with its consequences; with also some efforts to control desertification.

Several desertification attenuation projects in Nigeria are employing different methods for maximum benefits obtainable from the objectives) of the particular project. Specific methods will be cited for particular projects mentioned as appropriate. It is noted however that environmental impact assessment, community reconnaissance or needs assessments were initial part of pre-project activities.

Desertification has reached an alarming state in Nigeria. The frontline desert threatened States of Nigeria constitute 40 per cent of the land mass of the country. With increased pressure of desertification, exacerbated by a period of prolonged drought of about 20 years, climate change and human activities, it is becoming increasingly difficult to obtain sustainability in the management of the fragile lands and the region’s ecosystem. Strategic interventions in combating the problem of desertification in Nigeria have attenuated some of the detrimental social, economic and environmental impacts on the affected communities of the Sahel of the country. Programmes and projects are designed to strengthen the resilience of the people in the affected region with sound ecosystems’ management; support the efforts of the communities resulting in increased agricultural yields. Programmes and projects have strengthened the resilience of the people, participating in sand dune stabilization, the Great Green Wall Sahara Sahel Initiative and other shelterbelt development. Government has sustained inputs in environmentally friendly agriculture and also encouraged synergetic collaborative activities with national agencies, international agencies and local institutions.

These results/activities give evidence of the increased public awareness of environmental degradation due to desertification in Nigeria; the realization in environmental stabilization needs with ready participation of the communities for improved livelihoods in arid agriculture; resulting in internalization of these problems for Nigeria.

Surface pretreatment of iron and its alloys to remove stains and inorganic contaminants on the metal surface undergoes dissolution by virtue of the strong acidic media thereby increasing its susceptibility to corrosion. The purpose of this study is to explore the corrosion mitigation prospects of green corrosion inhibitors on mild steel surface.

Corrosion inhibition performance of Garcinia gummi-gutta leaf extract (GGLE) was explored against mild steel in 1 M HCl solution using the weight-loss method, electrochemical impedance spectroscopy (EIS) and potentiodynamic polarization (PDP) techniques. Surface characterization was carried out to study the mechanism of inhibitor action.

The concentration of GGLE varied from 100 to 6,000 ppm and the result indicates that corrosion inhibition efficiency was amplified by raising the inhibitor concentration. The maximum inhibition efficiency was 82.2% at 6,000 ppm concentration. EIS results show the development of a protective layer of inhibitor molecule over the metal surface and PDP demonstrates that the inhibitor operates as a mixed-type inhibitor. Scanning electron microscopy and atomic force microscopy were executed to assess the surface morphology and roughness, respectively.

To the best of the authors’ knowledge, so far, no studies have been reported on the corrosion inhibition performance of GGLE which is rich in many bioactive components especially hydroxyl citric acid. This work encompasses the corrosion inhibition capability of GGLE against mild steel in an acidic medium.

Higher education institutions (HEIs) are responsible for training and transforming the students into valuable resources. Although students are believed to be the principal stakeholders in HEIs, limited research studies are available on service quality (SQ) in HEIs from students’ perspectives. This study aims to bridge this gap by investigating the factors, which constitute SQ in HEIs, specifically from students’ perspective, as existing literature on this topic is either from management and general perspective or is time dated.

The current study contributes by reviewing qualitative responses received through interviews and focus groups session with 43 students from 3 Turkey-based private HEIs. Data was collected from 43 students through 26 individual interviews and 3 focus group sessions and was analyzed through deductive reasoning using narrative and framework analysis with open coding.

The analysis of data indicated six main themes, specifically: teaching quality, facilities, support staff quality, employability links, safety and security and extra-curricular activities as indicators of SQ from students’ perspective. The findings of the study strongly comply with Maslow’s hierarchy of needs and take steps by identifying employability and safety and security as new emerging indicators of the existing literature of SQ in HEIs.

The existing literature lacks to provide qualitative data on SQ in HEIs from students’ perspectives in Asian countries, particularly, in Turkey, the place of current research. The findings of the present research provide valuable insights to HEIs’ management to understand students’ perceptions of SQ, their expectations and experiences.

This paper aims to present recently published resources on information literacy and library instruction providing an introductory overview and a selected annotated bibliography of publications covering all library types.

This paper introduces and annotates English-language periodical articles, monographs, dissertations and other materials on library instruction and information literacy published in 2016.

The paper provides information about each source, describes the characteristics of current scholarship and highlights sources that contain unique or significant scholarly contributions.

The information may be used by librarians and interested parties as a quick reference to literature on library instruction and information literacy.

Concerns regarding the dysfunctional behaviours of public officials have sparked renewed interest in public service ethics and spirituality. While national and organizational systems have been established to eliminate dysfunctional behaviours such as corruption, sexual harassment and misuse of confidential information, the practice continues to have a demoralizing impact on developing countries. The study aims to intend to investigate the empirical relation between the application of spirituality and ethics in reducting dysfunctional behaviours within Ghana's Public Sector.

The study conducted a qualitative case analysis that utilized 28 semi-structured interviews and four focus groups. Interviews and group discussions with public sector staff, managers and policymakers were used to collect qualitative data. This approach facilitated an in-depth investigation into their views on dysfunctional actions and the possible impact of workplace spirituality and ethics in the Ghanaian public service.

The study uncovered a persistent recurrence of dysfunctional behaviours, such as fraudulent activities, resource misuse, unofficial work and inappropriate use of official time. There was uncertainty regarding the effectiveness of integrating ethics and spirituality to curtail dysfunctional behaviours. Nevertheless, the results supported adopting spiritual and ethical rejuvenation in the public service as a universal solution to overcome these behaviours.

This study enhances comprehension of dysfunctional behaviours in Ghana's public service by providing insights into how spirituality and ethics can transform it. The potentials of workplace spirituality and ethics can lead to a strong public service that embodies accountability, integrity and effectiveness, thereby serving as a pivotal device for Ghana's holistic advancement.

Banditry and terrorism constitute serious security risks in Nigeria. This follows the fact that Nigeria is rated as one of the leading states in the world that is plagued by terrorism. Terrorists and bandits usually embark on predicate crimes such as kidnapping, smuggling, narcotics trade, and similar trades to finance their terrorist enterprises in Nigeria. The funds realized by criminals from nefarious sources such as sales of narcotics and ransom from kidnapping are usually laundered to make their criminal enterprises self-sustaining. Thus, all “dirty” money is laundered so as not to attract the attention of law enforcement agents. The funds realized through receipt of ransom from kidnapping, smuggling or funds from sponsors are laundered through channels such as bureau de change, which are difficult to monitor by the Nigerian authorities due, in part, to flaws and loopholes in the current anti-money laundering and anti-terrorist laws. This paper aims to adopt a doctrinal and qualitative desktop research methodology. In this regard, the current anti-money laundering and anti-terrorist laws are discussed to explore possible measures that could be adopted to remedy the flaws and loopholes in such laws and combat money laundering and financing of terrorism in Nigeria.

The article analyses the regulation and combating of money laundering and terrorist financing activities in Nigeria. In this regard, a doctrinal and qualitative research method is used to explore the flaws in the Nigerian anti-money laundering laws so as to recommend possible remedies in respect thereof.

It is hoped that policymakers and other relevant persons will use the recommendations provided in this article to enhance the curbing of money laundering and terrorist financing activities in Nigeria.

The article is not based on empirical research.

This study is important and vital to all policymakers, lawyers, law students and regulatory bodies in Nigeria and other countries globally.

The study seeks to curb money laundering and terrorist financing activities in Nigeria.

The study is based on original research which is focused on the regulation and combating of money laundering and terrorist financing activities in Nigeria.

This study aims to measure the level of public awareness about the threat of the emerging coronavirus (COVID-19) pandemic among the Omani population. It also aims to investigate the mediating effect of the Omanis’ attitudes and behaviors with underlying conditions of COVID-19.

A cross-sectional study was conducted to collect data via an online survey of Omani citizens and residents from various geographic areas in Oman, 305 responses were received. SPSS and partial least square-structural equation modeling were used for data analysis.

The study revealed that public awareness regarding the COVID-19 pandemic was significantly influenced by people’s perceived risk, information source and health-related knowledge. Further, preventive behavior during the disease spread has a significant direct and indirect impact on their awareness. However, an insignificant mediation effect of public attitude was found between the source of information and public awareness.

This study is limited by the scarcity of related literature in the Omani context. It is recommended that future research complete an in-depth study of public awareness regarding COVID-19, using other constructs and/or other data collection techniques.

This research will provide governmental health authorities and policymakers with a guideline to establish more efficient pandemic containment strategies to control public behavior toward the COVID-19 pandemic and curb viral prevalence.

This research will help in improving prevention measures against COVID-19 are recommended to be more educated through a more effective mechanism to raise public attitude regarding pandemic prevalence positively.

The originality of this research can be drawn from key findings that indicate that people overall gained knowledge about how to deal with the COVID-19 pandemic and the accuracy of information significantly impacts public awareness.